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Healthcare and Insurance

MusicPro Insurance


Affordable and convenient insurance for the music professional

MusicPro Insurance Agency LLC, has been created by Sterling & Sterling, Inc.* and ASCAP specifically to provide convenient, lower cost insurance to meet the needs of working music professionals. For more information, please contact (800)MUSICPRO or go to our website -

Online you can apply or get quotes for:

*Licensed agent or broker. Coverage available where licensed.




Courtesy of ASCAP and PARAMOUNTrx, you and your family and friends can receive prescription drug discounts with an average savings of 15% off brand name drugs and 40% off generics. Compare the prices to what you're now paying. The ASCAP discount prescription drug card is accepted at over 50,000 pharmacies across the U.S.

To get started:

  1. Click here and then type in your zipcode to find the pharmacies in your area or type in the prescription drug to compare drug prices.
  2. Print out your FREE discount card here, there are no limitations on who can use the card.
  3. Take your ASCAP Discount Prescription Drug Card along with your prescription to your participating pharmacy to purchase your discounted prescription.

If you have any questions, please call the ASCAP/PARAMOUNTrx Member Info phone number: (800) 974-3454.


Careington Health Discount Card



The Careington Health Discount card* offers savings from 15% to 60% on healthcare services. Receive discounts on medical, dental & optical procedures as well as medical equipment; nutritional supplements; hearing exams and services; nurse triage services via a 24/7 toll free number; hospital & physician mediation; blood tests; and more. All for $19.95 a month (plus one time non -refundable $20 joining fee).

No limit on use. Everyone is accepted. The Careington Health Discount Card includes your entire family, household or family members and is perfect for the uninsured or underinsured (it can supplement traditional health plans).

This is NOT insurance*. This is a health discount card offering savings through discounted fees negotiated within Careington’s participating health care providers.

REMEMBER - you can only obtain the Careington Health Discount Card at this price as an ASCAP member!

Apply now

Search for Providers

See what's included:

Private Healthcare System

Private Healthcare System (PHCS) Provider network of over 525,000 healthcare professionals and over 66,000 ancillaries. Discount Range: 20 to 45% savings. Live operator feature to help find participating healthcare professionals including specialists.


Dental Over 55,000 providers nationwide. Save 20 to 60 % on most dental procedures including routine exams & cleanings, dentures, root canals and crowns. All specialties: Endodontics, Oral Surgery, Orthodontics, Pediatric, Periodontics and more.


Eyecare (Eyemed Plan D) Save 20 to 40% off retail price of eyewear, exams, and contact lenses from more than 40,000 providers including retailers such as LensCrafters®, Sears Optical® Target Optical®, JCPenney® Optical, and most Pearle Vision® locations. Even access to discounts on Laser Vision Correction and replacement contact lenses by mail.

LASIK -  The National Lasik Network offers discounts on LASIK eye surgery at over 570 locations nationwide. Significant savings and a free initial consultation. 15% off standard prices OR 5% off promotional prices.


Hearing (HearPO) Discounts on hearing exams and services – average of 25% off purchase of hearing aids and diagnostic services. 60 day no-risk trial period. 3 yr warranty. Financing options with up to 12 months, no interest.

Better Living Now

Better Living Now Free blood glucose monitor upgrade; 20 to 30% off retail pricing on durable medical equipment, 20 to 40% off disposable medical supplies; 20 to 25% on nutritional supplements and daily living aids. NO shipping charges on orders over $100.

Healthcare Mediation – Hospital and Physician

Healthcare Mediation – Hospital and Physician Experienced medical bill negotiation professionals. Members can receive savings from 20 to 40% on medical bills. No savings, no charge.
* A refundable deposit up to a maximum of $250 may be required. Financing available for those who qualify.


DirectLabs* 10 to 80% savings off regular retail pricing on blood tests at over 3000 labs.
*Not available in Hawaii, NY, NJ and RI

24 Hour Nurse Line

Nurse triage services via a toll free number 24/7. Includes access to pre-recorded Health Information Library consisting of over 1100 various health related topics.


Save on prescription drug costs at over 58,000 pharmacies throughout the US. On average, save 15% to 20% on brand name drugs and an average of 25% on generic drugs. Prescription mail order service is also available.



This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at this website. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Montana and Vermont. *Medicare statement applies to MD residents when pharmacy discounts are part of program.




(administered by eHealthInsurance Services, Inc.)

As a preferred partner of eHealthInsurance, MusicPro is pleased to offer comprehensive major medical insurance plans tailored to fit your needs. With a wide choice of individual and family plans, eHealth offers a convenient way to compare and purchase major medical and dental insurance.

Visit MusicPro's eHealth website to:

  • Get Instant Quotes. Quickly compare prices to find the most affordable plan for you. Compare Plans and Companies.
  • Choose from the widest selection of leading health plans and insurance companies.
  • Apply Online. Easy online application process saves you time and money.
  • Get advice over the phone 24/7 (as a MusicPro affiliate)

Exclusively for ASCAP Members



ASCAP Members choose from (coverage for individuals and family members):

  • Personal Accident Advantage
  • Maximum Advantage (Cancer Plan)
  • Personal Cancer Indemnity
  • Dental (Basic, Standard, Premier) levels of coverage
  • Specified Health Event
  • Personal Recovery Plus
  • Critical Care And Recovery

Why you need insurance from AFLAC!

In case of an accident or illness, Aflac insurance policies pay cash benefits directly to you, unless assigned, regardless of any other insurance you may have. Use the cash benefits for such expenses as:

Escalating deductibles, copayments, out-of-network charges, (Aflac Dental: No networks - any dentist) and any other expenses not picked up by your major medical coverage.

Travel-related expenses, for treatment in distant medical centers, including airfare, hotels, and meals.

Everyday living expenses like mortgage (or rent) payments, car notes, groceries, and utility bills.

Lost income, resulting in a “double whammy” if the healthy spouse has to leave work to care for the recuperating one.

Plus there are no preauthorization or strings attached.

Call AFLAC toll free for additional information at 877-353-3969.

Publisher Members with 3 or more employees: Please call ASCAP's Aflac representative Stephen Glaser at 910-632-4234 or email to learn of all available options of coverage for your company.

Aflac makes no representations as to the affordability of any of its products for any particular individual. Only you can determine whether you can afford any of Aflac's competitively-priced products.



Dental plan options that fit your needs. With a wide choice of individual and family dental insurance plans, MusicPro has a plan that is right for you and your budget.

  1. eHealth Insurance/Dental: As with MusicPro's major medical insurance (administered by eHealth Insurance Services, Inc.), online access to MusicPro's website at allows you to:

    • Get Instant Quotes: Quickly compare prices to find the most affordable plan for you.
    • Compare Plans and Companies: Choose from the widest selection of leading dental plans and insurance companies.
    • Apply Online: Easy online application process saves you time and money.
    Or you can call a MusicPro customer representative to help you find a plan that is right for you. Call MusicPro at 1-800-MUSICPRO (1-800-687-4277).

  2. CIGNA Dental: Bi-annual enrollment (April/Sept) offers an affordable dental plan using the CIGNA network of dentists. For more information call 1-800-MUSICPRO (1-800-687-4277).

  3. AFLAC: See AFLAC's supplemental coverage offerings above.


Exclusively for ASCAP Members:

The MusicPro Life Insurance Plan*, with coverage issued by The Prudential Insurance Company of America, offers affordable group term life insurance to ASCAP members and their families. Some of the plan's features include:

  • Coverage amounts up to $500,000
  • Spouse or domestic partner coverage amounts up to 50% of the member coverage amount (or up to $250,000)
  • Insurance protection to age 75
  • No exam for limits below $200,000
  • No fees

Click here to download the online Request Form to apply for coverage, or the Plan brochure to learn more about how this Plan can help you protect your family's future.

*The MusicPro Life Insurance Plan coverage is issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. Please refer to the Booklet-Certificate for all plan details, including any exclusions, limitations and restrictions which may apply. Contract Series 83500. California COA #1179 - NAIC # 68241 IFS-AXXXXXX - Ed. 11/2008

On your behalf, ASCAP and MusicPro Insurance have negotiated discounts on Long-Term Care Insurance provided through MetLife and MassMutual. The coverage is available exclusively to you, your spouse, parents, parents-in-law, grandparents, grandparents-in-law and adult children over the age of 18. Protect your savings and retirement assets. Speak to a Long-Term Care Insurance specialist about a discounted plan customized for you. Call (800)MUSICPRO or inquire on our website:


Liberty Mutual Insurance

Liberty Mutual

A Message from Liberty Mutual Insurance

Special Offer on Auto and Home Insurance

As an ASCAP member, you could receive exclusive savings on Liberty Mutual Auto and Home Insurance. We offer personalized coverage, Multi-Car and Multi-Policy Discounts, 24-Hour Claims Assistance and more. Liberty Mutual is trusted countrywide for quality coverage and exceptional service. Click for a free quote.

Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Please consult a Liberty Mutual sales representative for additional information.